It May Be Time for a Financial Checkup It’s never a bad time to speak with your financial advisor about changes in your situation. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Surprises Making the most of surprises is a great reason to work with us. Stop Wasting Money One way to find money is to examine your current spending habits and eliminate money wasters. Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt.