Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Retirement Traps to Avoid Beware of these traps that could upend your retirement. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.